Chicago vs. Suburbs: Making the Right Choice

One of the biggest decisions when moving to the Chicago area is whether to live in the city or the suburbs. This guide provides an honest comparison to help you decide.

The Big Picture

Chicago (City Living)

Population: 2.7 million Feel: Urban, diverse, walkable neighborhoods, public transit culture

Suburbs

Population: 6+ million in metro area Feel: More space, car-dependent, quieter, family-oriented (generally)

Space & Housing

Chicago

• Apartments and condos dominate

• Single-family homes exist but are pricier

• Smaller footprints typical

• Rent: $1,400-2,500 for 1BR depending on neighborhood

Suburbs

• Single-family homes more accessible

• Larger lots and yards

• More space per dollar

• More ownership-friendly pricing (varies by suburb)

Commute & Transportation

Chicago

• CTA L trains and buses throughout

• Many neighborhoods are walkable

• Car optional in most areas

• Parking is expensive and scarce

Suburbs

• Car is essential in most communities

• Metra commuter rail for Chicago access

• More parking, easier driving

• Rush hour traffic can be brutal

Schools

Chicago Public Schools

• Highly variable by neighborhood

• Selective enrollment schools are excellent

• Magnet and charter options

• Some neighborhood schools struggle

Suburban Districts

• Many top-rated districts (Naperville, Hinsdale, New Trier)

• More consistent quality in established suburbs

• Less variance within districts

• Often a major factor in suburban moves

Cost of Living

Chicago

• Higher rent relative to space

• Lower transportation costs if you skip a car

• More entertainment spending temptations

• City taxes and fees add up

Suburbs

• Often lower housing cost per square foot

• But car costs are mandatory

• Property taxes vary widely

• Less spontaneous spending

Lifestyle Comparison

Chicago Is Better If You...

• Value walkability and public transit

• Want diverse dining and nightlife

• Prefer urban energy and cultural access

• Are young professional or empty nester

• Don't need much space

Suburbs Are Better If You...

• Have or plan to have children

• Want more space and a yard

• Prefer quieter neighborhoods

• Need a car anyway for work

• Prioritize specific school districts

The Compromise Options

Evanston

Urban feel, CTA access, suburban schools. Best of both worlds for many.

Oak Park

Frank Lloyd Wright architecture, Green Line access, diverse community.

Inner-Ring Suburbs

Berwyn, Forest Park, Cicero—affordable, CTA-adjacent, urban-ish feel.

Real Talk from Residents

"We did 8 years in Lincoln Park, loved every minute. But with two kids, the 1,200 sq ft condo felt impossible. Moved to Wheaton and don't regret it." — Parent of 2

"I grew up in the suburbs and couldn't wait to leave. City living is more expensive but the freedom of no car and walking everywhere is worth it." — Young professional

"We're in Evanston—my wife takes the Purple Line downtown, kids are in great schools, we can walk to restaurants. It's the right balance for us." — Evanston family

Making Your Decision

1. Be honest about your lifestyle - Do you go out 3 nights a week or 3 times a month?

2. Run the real numbers - Include transportation, housing, and hidden costs

3. Think about schools if relevant—this is a major factor

4. Consider your commute - Where will you work?

5. Rent before buying - Test the location if possible